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After a decade of cheap and easy credit, getting your hands on a mortgage, personal loan or credit card has become much tougher and much more expensive over the past year.
In response to "Students with no income shouldn't be given credit" (Aug. 13), the letter does make some valid points if Bank of America was giving credit cards to high schoolers.
Getting one's first credit card can be tremendously exciting and sort of a rite of passage into economic adulthood -- but students also should be aware of the potential pitfalls of plastic.