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As homeowners, most people carry a mortgage and, therefore, have no choice but to purchase homeowners insurance as a requirement of their loan. But, for renters, the choice is their own -- and many people facing financial uncertainty might choose to go without renter's insurance, even though they have many of the same risks as homeowners when it comes to protecting possessions or being liable ...
The Federal Housing Administration's fund to cover losses on the mortgages it insures is shrinking, but remains above the point where taxpayers would need to kick in money to cover defaults, according to an independent audit of the agency's financial soundness.
Many people made redundant will be able to defer part of their mortgage payments for up to two years, Gordon Brown says.
