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As homeowners, most people carry a mortgage and, therefore, have no choice but to purchase homeowners insurance as a requirement of their loan. But, for renters, the choice is their own -- and many people facing financial uncertainty might choose to go without renter's insurance, even though they have many of the same risks as homeowners when it comes to protecting possessions or being liable ...

NEW YORK----American families, already confronting a difficult economic environment, face the danger of missing widely-held goals such as paying off a mortgage, funding a four-year college education or financing a secure retirement because they lack adequate life insurance protection, according to a major new “Life Insurance Gap” study released today.

The Government's mortgage help plan is to be welcomed but it is not yet clear exactly how it will work writes Ian Cowie.

 
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