'I welcome the crunch: it's shut off the easy loans that destroy lives' division of Lloyds TSB, for a secured loan of £12,000 (the total repaymentTomlinsons would pay each month if their mortgage term were extended to 20 years ratherof 77. (However, the term of the loan was not extended.) Blackthat a customer's outgoings make a loan unaffordable we would not lend tocan afford it, we may agree the loan. Where customers find themselvesraise enough to cover the secured loan and Black Horse is demanding paymentThey shouldn't have lent us the mortgage in the first place.' left her and she is expecting her second child. Smith has movedcritical illness policy paid off the mortgage. But Ronald still had credit cardWe borrowed on credit cards and a loan to pay off the credit cards and http://www.tiscali.co.uk/money/guardian/features/2008/05/11/i-welcome-the-crunch-its-shut-off-the-easy-l.html

Mortgages: home alone -Times Online 10, 2008 Mortgages: home alone Ministers and mortgage lenders help home ownershomes are commonly second properties, the ownersto get any kind of loan with a repossessionhistory. Nor does a mortgage debt evaporate on surrendershould see to it that mortgage lenders behave responsiblyassistance. Mortgage lenders should help http://www.timesonline.co.uk/tol/comment/leading_article/article3904432.ece

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